Regular Savings

  • No monthly service fees
  • FREE E-Services:
    • CU Online
    • E-Statements
    • Mobile App
  • Interest Earned on Daily Balances Over $100.00
  • Direct Deposit
  • Debit Card*

Senior Express Club

  • Have to be 55 years or older
  • Senior Club Exclusive Events
  • Maintain a $500 daily balance
  • No Monthly Service Fees
  • Interest Earned on Daily Balances Over $500.00
  • Quarterly Newsletters
  • Debit Card*

For your convenience we have compiled a list of frequently requested phone numbers by our Senior Express Club members:

Social Security - 701-250-4620

Veteran Affairs - 1-800-827-1000

Railroad Retirement - 1-877-772-5772

Pee Wee Club

  • Members Ages 0-11
  • Birthday Card Mailing
  • Free Gift at Account Opening
  • Pee Wee Club Exclusive Events
  • Interest Earned on Daily Balances Over $100.00

Teen Central

  • Members ages 12-17
  • Free gift at Account Opening
  • Special Teen Central CD
  • Grades for Green
  • Free Debit Card*
  • Interest Earned on Daily Balances Over $100.00
  • Free E-Services:
    • CU Online
    • Bill Pay
    • Mobile App
    • E-Statements
    • Mobile Deposit

IRA Savings

  • Roth IRA
  • Traditional IRA
  • Coverdell Educational IRA
  • Interest earned on balances over $100

* certain restrictions apply

CD’s & IRA’s


  • Consumer & IRA CD’s
  • Terms from 6 months to 60 months
  • Minimum deposit of $2000.00 to open

See all rates


Traditional IRA’s: This type of IRA allows you to accumulate dividends on your earnings with no taxes to pay until funds are withdrawn. Contributions are tax deductible in the year for which they are made.

Roth IRA’s: Unlike a traditional IRA, contributions made to a Roth IRA are not tax-deductible. However, the withdrawals could be penalty and tax free.

Coverdell Education Savings Account: Education savings accounts are available as a means to save for your child's education. The advantages of an education savings account are tax and penalty free withdrawals (including earnings) for qualified education expenses.