Railway Credit Union is dedicated to providing our members with resources about fraud prevention and tips on what to do if you are a victim of fraud. The below resources and links are provided as an informational benefit and do not provide legal benefit or share the opinions of Railway Credit Union.

Equifax Data Breach

Information about their breach and how you can check if you were affected.

National Credit Union Administration: 

Information on how to recognize, avoid and report fraud, scams, and cyber threats.

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Consumer Assistance Center:

Information on current scams, how to protect your finances, and financial tools and resources. 

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Visa Security:

Offers tips on fraud prevention and also current information on fraud activities.

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North Dakota Attorney General:

Has prevention tips along with valuable resources on various documents and contacts, should you be affected by fraud.

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MasterCard Fraud and Security FAQs:

Offers tips and answers to frequently asked questions about card fraud.

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Homeland Security:

Gives information regarding cyber fraud and how to file complaints.

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Lost/Stolen MasterCard Debit Card: 1-800-528-2273

MasterCard Debit Card Activation: 1-866-619-0245

Lost/Stolen Visa Credit Card: 1-800-325-3678

Credit Bureau Contact Information:

  • Experian:  PO Box 2002 | Allen, TX 75013 | 1-888-397-3742
  • Equifax:  PO Box 70421 | Atlanta, GA 30374 | 1-800-685-1111
  • Trans Union:  PO Box 2000 | Chester, PA 19022 | 1-800-916-8800

If you should ever suspect fraud activity on your account, please contact Railway Credit Union immediately.

Together Let's Stop Fraud:

1. If it is too good to be true, it probably is. 
2. Ask yourself why you received the check:
            a. Did you participate in a sweepstakes?
            b. Did you work for someone with the promise of the amount of the check?
            c. Are they asking you to send part of the funds back to them?
                      i. If you won a sweepstakes or did work for someone... why would they need some money back from                              you if you did the work or you won?
3. Do your homework on the company that sent you the check.
             a. Do not use the information on the check as there is a good chance it is false information. Use an                                   independent source to verify the company. 
              a. You are liable for repayment of the funds from the returned check. Failure to repay these funds may lead                      to legal action against you. 

If you every receive a check and/or letter that you think is suspicious, please bring it into the credit union and we will be happy to take at look at the items for you.