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Checking Accounts

Railway CU offers a choice in checking accounts that are focused on your needs. Whether it's our Share Draft Checking, exclusive Platinum55 Checking, or Business Checking account, we've got the products designed for you. 

No Minimum Balances or Monthly Service Fees

  • FREE E-Services:
    • CU Online
    • E-Statements
    • Bill Pay
    • Mobile App
    • Mobile Deposit
  • ​Earns Interest on Daily Balances Over $100
  • Direct Deposit
  • Notary Service
  • Debit Card*
  • Courtesy Pay Privileges*

* certain restrictions apply

No Minimum Balances or Monthly Service Fees

  • Direct Deposit
  • FREE E-Services:
    • ​CU Online
    • E-Statements
    • Bill Pay
    • Mobile App
    • Mobile Deposit
  • ​Interest Earned on Daily Balances Over $100.00
  • 3 Free Boxes of Checks Per Year
  • Debit Card*
  • Notary Service
  • Courtesy Pay Privileges *

* certain restrictions apply

  • FREE E-Services:
    • CU Online
    • E-Statements
    • Bill Pay
    • Mobile App
    • Mobile Deposit
  • ​Earns Interest on Daily Balances Over $500
  • Unlimited Check Writing
  • Business Debit Card*
  • Courtesy Pay Privileges*
  • Merchant Services 

* certain restrictions apply

  • Auto Loan

    as low as
    5.99
    %
    APR*
    Calculate
  • VISA Credit Card

    9.95
    %
    APR*
    Calculate
  • Home Equity Loan¹

    as low as
    6.73
    %
    APR*
    Calculate
  • Share Certificates

    as high as
    4.00
    %
    APY*
    Calculate

View All Rates

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