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Railway Credit Union has an assortment of loan options and lines of credit to meet your needs and budget. Whether you are looking to buy or refinance, we are here to help you. Check out the choices below, call us to learn more, or you can apply online today.

Vehicle pricing with NADA

Home Loans

1st and 2nd Mortgages, Home Equity Loan, Mobile Home, or Construction Loans

We offer a variety of mortgage loan options up to 30 years with great rates and low fees.

Start your mortgage application here. Drop-off, mail, or email form to

Please contact Amy (NMLS #766572) at 701-557-7164  for more details.

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Consumer Loans

Vehicle, Boat, Recreational Vehicle, Motorcycle, Personal, or Debt Consolidation

Apply online or call any of our offices for more details.

Credit Score Enhancement Program

Most people don’t know what they score on a credit report or understand why that score influences the rates they pay on loans. We have created a program that will help you take control of your finances. Railway Credit Union offers every member one free credit report every year so we can help guide you through  the credit report and explain all the pieces and how they fit together.

Business Loans

Let Railway help you with your business loan needs!

Call Chad Bartosh to find out more information.

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CO-OP Locator

Find a CO-OP ATM or
Shared Branch Near You