Services

It is an easy, secure and convenient way to manage your finances.

You must be enrolled in Railway Credit Union's CU Online service in order to utilize these services. Want to get set up? Give us a call and we will be happy to help you or you can e-mail eservices@railwaycu.com.

Includes FREE:

  • CU Online
  • Bill Pay (for checking accounts only)
  • E-Statements
  • Mobile App (for checking accounts only)
  • Mobile Deposit
    - If you are downloading to and Android phone, make sure “unknown sources” is enabled (Settings->Security).
    - If you are downloading to an iPhone it may not install. If this happens go to Settings-> General ->Device Management > Enterprise app and Trust D+H as a developer. This is a change to Apple as of iOS9.

These Features Include:

  • Viewing your latest account balances and history
  • Transfer funds between accounts
  • View tax information
  • Access anytime and from anywhere 24 hours a day - 7 days a week
  • Flexibility of scheduling reoccurring, occasional, or one-time payments

Debit Card

The Railway CU Debit MasterCard is a convenient and FREE way to make your purchases. It can be used anywhere MasterCard is accepted.

If you are planning on traveling internationally, you will need to contact the Credit Union prior to you leaving. 

Additional Benefits:

Want to get set up? Give us a call and we will be happy to help you or you can e-mail eservices@railwaycu.com.

If you have a lost or stolen debit card and it is after business hours, please contact MasterCard directly at 1-800-528-2273.

All RCU MasterCard debit cards are issued with EMV chip technology. These cards provide additional security protections as you conduct your business. Below are some frequently asked questions to help you better understand the use and features of the card.

-Why are EMV cards more secure than traditional cards?
This technology will significantly reduce fraud in the U.S. and help protect you the consumer by adding another layer of security to your transactions. The microchip provides unique data specific to your card and the transaction being processed. This feature makes your card extremely hard to counterfeit.


-How do I use EMV cards to make a purchase?
Instead of going to a register and swiping your card, you are going to do what is called 'card dipping' instead, which means inserting your card into the bottom slot of a terminal and the transaction being processed while the card is in the terminal. Please remember to grab your card before you leave the business.


-If I want to use my chip-card at a retailer that doesn't support EMV technology yet, will it work?
Yes. The first round of cards will be equipped with both chip and magnetic- stripe functions so consumer spending is not disrupted and merchants have time to adjust. You will swipe the card as you have in the past.

Click here to watch an informational video: https://player.vimeo.com/video/97432622 

Credit Card

Railway’s Visa Credit Card is a great option for low rates, no annual fees, rewards, in-house payment processing and balance transfers. It can be used anywhere Visa is accepted which makes it convenient for online purchases and traveling.  All RCU Visa Credit Cards are issued with EMV chip technology.

If you are planning to travel internationally, you will need to contact the Credit Union prior to you leaving. 

You can now enroll in Visa Credit Card transaction alerts by clicking here and following the steps:
https://usa.visa.com/pay-with-visa/featured-technologies/purchase-alerts.html
 

APPLY NOW

Rewards Program

  • Redeem points for merchandise or travel

Enroll here

If you would like to review our Visa Credit Card agreement, please contact us.

If you have a lost or stolen debit card and it is after business hours, please contact Visa  directly at 1-800-991-4964.

Visa Travel Money and Gift Cards

Visa Travel

Your Visa Travel Card offers all the safety and security a normal credit card has, such as zero liability, free Travel and Emergency Assistance Services and much more.

Make purchases at all Visa locations when traveling the world. Purchase amounts will be deducted from your card balance. You can also withdraw cash at an ATM. Check your balance, add funds, and view transactions 24/7 using the toll free number 1-877-850-9650 or the website www.cumoney.com.

Gift Cards

This card can be used anywhere Visa debit cards are accepted. Gift cards make  a great gift for you or for someone else. You will find this card to be convenient, secure, and easy to use at retail stores and on the internet.

Railway Credit Union is proud to offer you DocuSign - the fast, easy, and secure way to sign, track, and store your credit union documents.

Free - There is no cost to sign a document and your electronic signature holds the same weight as a pen on paper.

Fast - Available on demand, DocuSign lets you electronically sign and return documents in minutes or hours, not days or weeks.

Easy - With no need to print, fax, or mail, you can easily sign with any internet-enabled device.

Download the following user guides for DocuSign access on your ISO, Android, or desktop.

IOS User Guide Android User Guide Desktop User Guide